Dental Insurance at Wildomar Smiles Dentistry

We accept most major dental insurance benefits, reducing your out-of-pocket investment when it comes to oral health care. Our goal is to help you utilize your dental insurance coverage to keep your smile healthy for a lifetime.

The Wildomar Smiles Dentistry team

We Work with Your Insurance

We know that making sense of dental insurance can be confusing. Our team will verify your coverage, explain your benefits, and make sure you understand your out-of-pocket costs before any treatment begins.

At Wildomar Smiles Dentistry, we work with your insurance provider to get the most out of your benefits, so you can get the care you need at a price that works for you.

Carriers We Have Worked With

Listing a carrier does not confirm participation in your particular plan. Contact us with your plan details and we will check.

Aetna
AlwaysCare
Ameritas
Anthem Blue Cross
Blue Shield of California
Cigna DPPO
Delta Dental
Humana PPO, Federal, Medicare Advantage
MetLife PDP+
Principal
Sun Life PPO
United Concordia Elite+
UnitedHealthcare
and many more

If You Do Not Have Insurance

Ask about the Wildomar Smiles Membership Plan and financing through CareCredit and Cherry. Membership terms and lender eligibility requirements apply.

Get in Touch

Membership plan

If you do not have dental insurance, ask about our in-house membership plan. It is not dental insurance, and our team can explain the current price, included services, and membership terms.

Membership details

Financing

If you would like to spread treatment costs over time, ask about payment options through CareCredit and Cherry. Lender approval and terms apply.

Payment options

Paying directly

We can provide a treatment estimate before care is scheduled, so you know the amount involved before you decide how to proceed.

Ask for an estimate

Frequently Asked Questions About Insurance

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What if I'm out of network?

Even if we are out-of-network with your insurance, we will work with your insurance to reduce care costs. Although many insurance plans may restrict in-network benefits to certain providers, you can normally use your plan at out-of-network dentist's offices as long as you pay the difference in the coverage and treatment fee.

To help you better make decisions and understand your care, Wildomar Smiles Dentistry will always print an itemized treatment plan that lists all fees and procedures included, along with your estimated insurance benefits and patient portion. That way, you know exactly what to expect prior to scheduling any treatment. Additionally, you can always choose to finance all or a portion of your procedure when necessary.

How much does my dental insurance cover?

Every patient at Wildomar Smiles Dentistry will receive a detailed treatment care plan with an itemized insurance estimate included. That way, if you're planning to get a filling, crown, implant, or other procedure, you can see what your insurance is expected to cover compared to the total treatment price. When possible, our dentist will also offer alternative treatments worth considering so that you can compare them to one another and budget accordingly.

What about if I don't have dental insurance?

Many of our patients do not have dental insurance and choose to finance their dental treatment. They are able to make affordable, low monthly payments instead of enrolling in a separate insurance plan. Talk with one of our team members today to find out if you need dental health insurance, other options available to finance all of your dental treatment if you don't have insurance, and how affordable payment options work.

Make the Most of Your Dental Benefits

Unused benefits expire at the end of the plan year, and most people leave some on the table. Book a visit and the front desk will show you exactly what your coverage still has in it.

32475 Clinton Keith Rd, Ste 115, Wildomar, CA · Accepting new patients

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