Dental Insurance at Wildomar Smiles Dentistry
We accept most major dental insurance benefits, reducing your out-of-pocket investment when it comes to oral health care. Our goal is to help you utilize your dental insurance coverage to keep your smile healthy for a lifetime.
We Work with Your Insurance
We know that making sense of dental insurance can be confusing. Our team will verify your coverage, explain your benefits, and make sure you understand your out-of-pocket costs before any treatment begins.
At Wildomar Smiles Dentistry, we work with your insurance provider to get the most out of your benefits, so you can get the care you need at a price that works for you.
Carriers We Have Worked With
Listing a carrier does not confirm participation in your particular plan. Contact us with your plan details and we will check.
If You Do Not Have Insurance
Ask about the Wildomar Smiles Membership Plan and financing through CareCredit and Cherry. Membership terms and lender eligibility requirements apply.
Get in TouchMembership plan
If you do not have dental insurance, ask about our in-house membership plan. It is not dental insurance, and our team can explain the current price, included services, and membership terms.
Membership detailsFinancing
If you would like to spread treatment costs over time, ask about payment options through CareCredit and Cherry. Lender approval and terms apply.
Payment optionsPaying directly
We can provide a treatment estimate before care is scheduled, so you know the amount involved before you decide how to proceed.
Ask for an estimateFrequently Asked Questions About Insurance
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Get in TouchWhat if I'm out of network?
Even if we are out-of-network with your insurance, we will work with your insurance to reduce care costs. Although many insurance plans may restrict in-network benefits to certain providers, you can normally use your plan at out-of-network dentist's offices as long as you pay the difference in the coverage and treatment fee.
To help you better make decisions and understand your care, Wildomar Smiles Dentistry will always print an itemized treatment plan that lists all fees and procedures included, along with your estimated insurance benefits and patient portion. That way, you know exactly what to expect prior to scheduling any treatment. Additionally, you can always choose to finance all or a portion of your procedure when necessary.
How much does my dental insurance cover?
Every patient at Wildomar Smiles Dentistry will receive a detailed treatment care plan with an itemized insurance estimate included. That way, if you're planning to get a filling, crown, implant, or other procedure, you can see what your insurance is expected to cover compared to the total treatment price. When possible, our dentist will also offer alternative treatments worth considering so that you can compare them to one another and budget accordingly.
What about if I don't have dental insurance?
Many of our patients do not have dental insurance and choose to finance their dental treatment. They are able to make affordable, low monthly payments instead of enrolling in a separate insurance plan. Talk with one of our team members today to find out if you need dental health insurance, other options available to finance all of your dental treatment if you don't have insurance, and how affordable payment options work.